WELCOME TO Fixed Rate Loan Option - A Guide To Fixed Rate Loans

Average Rates for 30-Year Fixed Mortgages Drop to 4.32 Pct., Lowest Rate in Decades
Average rates for 30-year fixed mortgages drop to 4.32 pct., lowest rate in decades Tax rate - Recreation - Picture Ratings - Mortgage loan - Business Read More...
Should you take the fixed rate mortgage bait?
It pays to do the maths before switching from a variable rate mortgage. Read More...
More people opting for 15-year home loans
More people are choosing 15-year fixed-rate mortgages as opposed to 20 or 30-year loans. A recent study shows that between January and June, 26% of homeowners who refinanced chose the 15-year loan plan. In 2009, only 18.5% of borrowers who refinanced opted for the shorter plan. Read More...
Mortgage rate dips to 4.53, down from 4.59 last week, Bankrate reports
The average 30-year fixed mortgage rate dipped again this week to 4.53 percent, New York-based Bankrate.com said today in its weekly national survey. Read More...
Mortgage Rates Hit Another New Low
The Average Rate for a 30-Year Fixed Loan Fell to 4.32 Percent From 4.36 Percent Last Week Read More...

LATEST ARTICLES

Is A Fixed Rate or ARM Refinance Loan Right For You
When you are considering a home mortgage refinance loan you will be faced with a couple of choices. Should you go with an adjustable rate mortgage also known as an ARM or should you refinance into a loan with a fixed rate. With an ARM loan that mortgage rate will vary based on a couple of factors. A fixed rate loan is just what it says. The rate remains constant over the life of the loan. With a fixed rate loan you are looking to lock in the rat Read More...
Fixed Mortgage Loan: Squeeze the Best Out of It
Because of minimum risk involved in fixed mortgage loan, it has become most preferred loan for the borrowers. It is one of the most popular options to most of the home owners. Rising interest rate is not a matter of concern in case if you choose fixed mortgage loan. With fixed mortgage loan, your monthly payments will be stable and it will protect against interest hike. Fixed mortgage loan, will enable you to manage your finances more efficientl Read More...
What Is A Fixed Rate Mortgage?
Mortgage Basics A mortgage is either an adjustable rate mortgage or a fixed rate mortgage. In theory, an adjustable rate loan is usually one where the interest rate can change sometimes during the life of the loan. In theory, a fixed rate mortgage is one where the interest rate doesn�t change over time. In reality people can mix up these terms to describe loans. Fixed Rate Mortgages A loan that is a 30 year mortgage is a loan where the inte Read More...